Tap on
Mobile

The future of payments is here
Mobile to Mobile contactless payment

Worldline Tap on Mobile is Live, and EFTPOS Central is a Worldline Tap on Mobile Partner in New Zealand.
Simplify your payments. Grow your business.

Now you can accept contactless Visa, Mastercard and digital wallet payments with Tap on Mobile on any device*. Creating an enhanced in-person payment experience for you and your customers wherever you go. You are in control to accept payments anywhere and anytime. *with Near-field Communication

Apply Online Now

Why choose Tap on Mobile?

Contactless

Contactless Acceptance

Supports payments from contactless enabled cards and devices, including Apple Pay, Google Pay, Samsung Pay, and other payWave cards. Whether your customer uses a card, their phone or wearable - you can accept with Tap on Mobile

Secure

Secure Transactions

Enjoy peace of mind with card-present contactless payWave transactions, using the same security technology as traditional EFTPOS terminals, with all components rigorously tested to industry standards.

No terminal

No Terminal Required

We know some merchants are better off without an EFTPOS Terminal. With only your mobile phone, you can accept payments anywhere.

No paper

Paperless Receipts

Provide a modern customer experience by sending digital receipts via TXT or email.

Tap on Mobile vs. Standard EFTPOS Terminal

Tap on Mobile
Standard Terminal
Monthly Fee
Low cost of $13.50 per month
Network fees starting at $15.00+
Terminal Lease
Hardware Cost
Uses your existing mobile phone
Separate hardware required
Contract Length
No long-term commitment
3 month minimum
12 months +
Transaction Fees
Fixed
Variable
Surcharging
Included
Extra charge may apply if not an EFTPOS Central terminal.
Environmental Impact
e-Receipting, reducing paper use
Relies on thermal paper
Recovery Serviceability
Simply load the app on a new phone
Delays due to waiting on new terminal installation
Scalability
Easily enable additional mobile devices
Requires additional hardware lease and contract variations

We have pricing to suit your business, no matter the size.

Standard

Accept Contactless transactions, Mastercard, Visa, ApplePay, SamsungPay and more. Simple onboarding process. No hidden fees or long term contracts.

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3 Month Minimum Term Applies

No Setup Fee

$13.50
per month
per device
+GST 

2.00%
New Zealand Cards

3.90% International Cards

Custom

Accept Contactless transactions, Mastercard, Visa, ApplePay, SamsungPay and more. Simple onboarding process. No setup fee, hidden fees or long term contracts.

Contact Enterprise
*average Monthly Card Volume $500K+

IC+ Pricing

Unblended Pricing

Volume Discounts

API Integration

Your Money, Next Day – Every Day

Tap on Mobile offers fast, reliable next-day payouts, ensuring your funds arrive 24/7, 365 days a year. Say goodbye to delays—whether it’s a weekday, weekend, or holiday, Tap on Mobile keeps your cash flow steady and your business moving forward.

With Tap on Mobile

Funds are in your account the next day

Day 1

Payment is processed, and payout instructions are sent to the bank.

$

Day 2

Funds arrive in your bank account

With Other Providers

Funds may take 4-6 days to appear in your account

Day 1

Payment is initiated.

Day 2

Payment settles, and payout begins.

Day 3

Payout instructions are sent to the bank.
(weekdays only)

$

Day 4

Funds arrive in your bank account

Some international providers hold funds for 1-3 business days, adding further delay

Features of Tap on Mobile

Feature

Benefit

CARD ACCEPTANCE
Accept all major cards through the Tap on Mobile app, including Visa and Mastercard, along with other forms of payment – giving customers the choice to pay how they want.
DIGITAL RECEIPTS
Provide an efficient and environmentally friendly solution for physical receipts. With every purchase, customers can be sent a digital receipt by email or QR code – allowing easy access whenever they need their receipts.
NEXT DAY SETTLEMENT
Get your money in your account the next day, freeing up your cashflow to keep your business on track and allowing you to focus on its continued growth.
MERCHANT PORTAL
Keeping the finger on the pulse of your business is imperative for understanding opportunities for efficiency and growth. With the Merchant Portal, access near real-time analytics to better understand your business. Understand your customers and product performance better with detailed analytics, manage settlements efficiently, view your transaction history weekly, monthly and more, all through the one dashboard.
TRANSACTION FEATURES
Use the Tap on Mobile app to perform all the essential transactions a traditional terminal offers, such as payments, refunds, reversals and so much more. The in-built technology allows you to grow your payment solutions as customer behaviours change, ensuring you're always at the forefront of the latest payment trends.
MOBILE WALLETS ACCEPTED & WEARABLES
Mobile wallets allow your customers to make payments with their digital device while keeping their card info private. This means their card isn't stored on the device or ever shared with you when you process their payment, giving you the peace of mind that your business does not have access to their data.
PIN REQUIREMENTS
PIN technology continues to be one of the best ways to protect businesses from fraud for higher ticket items. With limits evolving to match the needs of various industries, know that your payment solution is equipped to meet the latest standards for PIN payments, protecting you and your customers from potential fraud.
YOUR TAKINGS
Explore the details of major card transactions on the app or look back through up to 180 days of transactions and settlements in the Merchant Portal.
Download the

Merchant User Guide

for a comprehensive overview of using Tap on Mobile.
Android Guide
iPhone Guide

FAQs

What are the Fees?

EFTPOS Central charges a monthly fee of $ 13.50 +GST for each active mobile phone linked to your Merchant Account. There is no setup fee to get started. Local New Zealand payWave cards incur a merchant fee of 2.00% and internationally issued card incur a merchant fee of 3.90%

Who Can Sign Up?

Any business, incorporated society, charity or sole trader in New Zealand can sign up. You will need to complete a simple onboarding process, including identity verification and business details. Issuing of a Tap on Mobile Merchant Facility is at our absolute discretion. Some business types are ineligible based on Scheme rules.

Are My Transactions Secure?

Yes, all transactions are encrypted and processed securely under PCI and EMV mandated security requirements.

What if I Have No Mobile Reception?

Tap on Mobile requires an internet connection to process transactions. If you have no mobile reception, you can connect to Wi-Fi if available. Tap on Mobile does not support offline transactions.

Is My Phone Compatible?

Tap on Mobile works with most modern Android devices with NFC capabilities and Apple iPhones. The minimum software required is Android 12 for Android devices and iOS 16.4 for Apple devices. Check our compatibility list here or contact support to confirm if your device is supported.

Can I See My Transactions?

Yes, you can view all your transactions in real-time through the Tap on Mobile app. The dashboard provides detailed reports and analytics.

Am I Able to Refund?

Absolutely. Refunds can be processed directly through the Tap on Mobile app. Just select the transaction you wish to refund and follow the prompts.

Can I Surcharge?

Yes, you can add a surcharge to transactions. However, ensure you comply with surcharging guidelines and clearly inform your customers about the surcharge.

How Do I Send a Receipt?

Receipts can be sent digitally via email directly from the app. Just enter the customer’s details after completing the transaction.

How Quickly Will I Receive My Funds?

Funds are settled into your account the following day, 7 days a week, 365 days of the year.

Is There a Limit to the Number of Transactions I Can Process?

There is no limit on the number of transactions you can process through Tap on Mobile. You can accept payments as often as you need.

What Types of Cards Can I Accept?

You can accept all major credit and debit cards, including Visa, MasterCard, and EFTPOS cards with payWave. You can also accept payments from customers using their mobile phone wallet or wearables.

Need EFTPOS for your business?

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