Tap on
Mobile
The future of payments is here
Worldline Tap on Mobile is Live, and EFTPOS Central is a Worldline Tap on Mobile Partner in New Zealand.
Simplify your payments. Grow your business.
Now you can accept contactless Visa, Mastercard and digital wallet payments with Tap on Mobile on any device*. Creating an enhanced in-person payment experience for you and your customers wherever you go. You are in control to accept payments anywhere and anytime. *with Near-field Communication
Supports payments from contactless enabled cards and devices, including Apple Pay, Google Pay, Samsung Pay, and other payWave cards. Whether your customer uses a card, their phone or wearable - you can accept with Tap on Mobile
Enjoy peace of mind with card-present contactless payWave transactions, using the same security technology as traditional EFTPOS terminals, with all components rigorously tested to industry standards.
We know some merchants are better off without an EFTPOS Terminal. With only your mobile phone, you can accept payments anywhere.
Provide a modern customer experience by sending digital receipts via TXT or email.
Accept Contactless transactions, Mastercard, Visa, ApplePay, SamsungPay and more. Simple onboarding process. No hidden fees or long term contracts.
No Setup Fee
$13.50
per user
per month
+GST
2.00%
New Zealand Cards
3.90% International Cards
Accept Contactless transactions, Mastercard, Visa, ApplePay, SamsungPay and more. Simple onboarding process. No setup fee, hidden fees or long term contracts.
IC+ Pricing
Unblended Pricing
Volume Discounts
API Integration
Tap on Mobile offers fast, reliable next-day payouts, ensuring your funds arrive 24/7, 365 days a year. Say goodbye to delays—whether it’s a weekday, weekend, or holiday, Tap on Mobile keeps your cash flow steady and your business moving forward.
Funds are in your account the next day
Day 1
Payment is processed, and payout instructions are sent to the bank.
Day 2
Funds arrive in your bank account
Funds may take 4-7 days to appear in your account
Day 1
Payment is initiated.
Day 2
Payment settles, and payout begins.
Day 3
Payout instructions are sent to the bank.
(weekdays only)
Day 4
Funds arrive in your bank account
Some international providers hold funds for 1-3 business days, adding further delay
To complete the application, onboarding and AML requirements – most applications for Tap on Mobile can be approved within 5 Business Days.
Tap on Mobile accepts Mastercard and Visa debit and credit cards. These can be tapped physically, or used through Apple Pay,Google Pay, or wearables like smartwatches.
EFTPOS Central charges a monthly fee of $ 13.50 +GST for each active mobile phone linked to your Merchant Account. There is no setup fee to get started. Local New Zealand payWave cards incur a merchant fee of 2.00% and internationally issued card incur a merchant fee of 3.90%.
NZ cards are debit or credit cards issued by New Zealand banks. International cards are issued by overseas banks.
Each Tap on Mobile user subscription comes with a 3-month minimum term. After that, you can cancel any time with 30 days' notice.
Any business, incorporated society, charity or sole trader in New Zealand can sign up. You will need to complete a simple onboarding process, including identity verification and business details. Issuing of a Tap on Mobile Merchant Facility is at our absolute discretion. Some business types are ineligible based on Scheme rules.
Yes, all transactions are encrypted and processed securely under PCI and EMV mandated security requirements.
Tap on Mobile requires an internet connection to process transactions. If you have no mobile reception, you can connect to Wi-Fi if available. Tap on Mobile does not support offline transactions.
Tap on Mobile works with most modern Android devices with NFC capabilities and Apple iPhones. The minimum software required is Android 12 for Android devices and iOS 16.4 for Apple devices. Check our compatibility list here or contact support to confirm if your device is supported.
Yes, you can view all your transactions in real-time through the Tap on Mobile app. The dashboard provides detailed reports and analytics.
Absolutely. Refunds can be processed directly through the Tap on Mobile app. Just select the transaction you wish to refund and follow the prompts.
Yes, you can add a surcharge to transactions. However, ensure you comply with surcharging guidelines and clearly inform your customers about the surcharge.
No, you don’t. Tap on Mobile includes its own built-in merchant facility — no need to apply separately with a bank.
Not at all. Tap on Mobile is completely bank-agnostic, so you can keep your existing banking setup.
Receipts can be sent digitally via email directly from the app. Just enter the customer’s details after completing the transaction.
Funds are settled into your account the following day, 7 days a week, 365 days of the year.
There is no limit on the number of transactions you can process through Tap on Mobile. You can accept payments as often as you need.
You can accept all major credit and debit cards, including Visa, MasterCard, and EFTPOS cards with payWave. You can also accept payments from customers using their mobile phone wallet or wearables.
Like banks, lawyers, and real estate agents, we’re legally required to comply with Anti-Money Laundering (AML) and Know Your Customer(KYC) regulations as part of providing financial services in New Zealand.
Technically yes, but it’s not recommended. Only one device can be logged in with the same User ID at a time. If you want to take payments on multiple phones at once, you'll need additional User IDs.
No. This is known as "Card Not Present" processing and is not supported by Tap on Mobile. All cards must be tapped physically or via a mobile wallet.
Error 203 occurs when biometrics are not enabled. Ensure Face ID, Fingerprint ID, or Passcode is set up on your device to meet the app's security requirements.
